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09-Jan-2025 |
16-Jan-2025 |
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| Permanent position in the Top Management sector/job category. |
Management of Resources
Manage and develop subordinate(s): Performance management in terms of contracting, reviews and poor performers, training and development, Employee relations
Manage people efficiencies through leave management, headcount budget, fixed term contracts, staff movements, secondments, staff utilisation
Framework & Policy development
Develop, update, and maintain relevant framework, policies & annual programme, aligning them with evolving regulatory requirements and industry best practices
Stay informed about evolving regulations and industry best practices, proactively incorporating improvements into the bank's compliance program
Ensure that emerging legislation and the changes in relevant regulations are appropriately interpreted for impact analysis, internal policies and practices are aligned accordingly
Design mechanisms for ongoing monitoring of policy compliance and market conduct activities. Implement reporting procedures for policy violations or non-compliance
Risk assessment
Conduct regular risk assessments to identify potential market conduct compliance risks and vulnerabilities. Involve evaluating customer interactions, product offerings, and internal processes and controls
Continuously monitor changes in market conduct regulations and assess their potential impact on the bank's operations
Evaluate the bank's adherence to market conduct regulations and assess compliance risks related to customer interactions, products, services, and internal processes
Analyse the bank's product and service offerings to identify any market conduct risks associated with these offerings
Assess the bank's customer interaction processes, including sales practices, marketing, and customer communication, to identify potential compliance risks or customer harm
Reporting
Stay informed about evolving market conduct regulations and industry best practices, proactively incorporating improvements into the bank's compliance program
Prepare and submit regular compliance reports to senior management, the Chief Compliance Officer (CCO), and regulatory authorities as required
Ensure reports provide an overview of the bank's market conduct compliance efforts and any identified issues
Ensure reporting mechanisms are established to track and document compliance efforts, including incidents, breaches, and corrective actions
Ensure that market conduct compliance policies are aligned with regulatory reporting requirements and that procedures for regulatory reporting are well-documented
Stakeholder management and communication
Build and maintain positive relationships with external regulators, industry associations, and relevant organizations to stay updated on market conduct compliance trends and regulations
Contribute to sustaining a competitive edge through external networking and benchmarking and representation on related forums
Collaborate with internal stakeholders, including business units, legal, risk management, and internal audit, to ensure a coordinated approach to market conduct compliance. Provide guidance and support to these teams as needed
Manage/direct/contribute as appropriate to strategic regulator engagement within area of responsibility
Continually scan the industry to identify opportunities to create and leverage strategic partnerships with key regulators and bodies with a view to derive critical insights and influencing regulatory direction
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14-Jan-2025 |
21-Jan-2025 |
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| Permanent position in the Professionals sector/job category. |
Financial management and control
Contribute towards the formulation and implementation of strategic initiatives for the Transactional Product and unsecured lending product divisions.
Preparation of relevant management reports in the required format for distribution to business units. Reporting includes, inter alia:- Management reporting (financial pack) NIR, interest expense and unsecured EIR inclusive of Opex (actuals, forecast, budget), Capex and Procurement components and revenue analysis
- Financial tracking of projects and business cases
Monitor NIR vs transactional costs to ensure margin growth
Reconciliation of Balance sheet accounts linked to unsecured loans, investments and savings/transactional accounts.
Interact with and support business, both at an executive and an operational level, on projects, business cases and other finance-related requirements. Assist in achieving the PB’s operating cost budget and driving revenue generation in the Transactional Product divisions by actively engaging business with regard to revenue growth and cost management.
Management of control environment
Establish and maintain appropriate internal controls to ensure compliance with the policy and internal control requirements of the Group.
Facilitate and support audit and review of controls by internal and external auditors.
Monitor internal financial controls in the Transactional Product divisions, and take corrective action where required.
Gain a complete and detailed understanding of policies, procedures & controls for the Transactional Product divisions and ensure that they are being properly adhered to.
Financial reporting
Preparation of monthly management accounts in required format for use in various reporting packs (including but not limited to EXCO and Board reporting packs).
Budgeting, forecasting, financial modelling and building of business cases
Overall responsibility for the preparation of annual NIR, interest income and EIR and deposit balance sheet growth.
Overall transactional and product opex and capex budgets and forecasts for PB (in the required format) for discussion, review and refinement with the EXCO member and presentation to the Board.
Track, monitor and engage with business, both at an executive and an operational level to implement corrective action as and when required. Facilitate and coordinate the compilation of the budgets and forecasts of the individual business units by the respective finance business partners.
Establish and maintain framework of cost and revenue drivers, as well as a forecasting framework for each functional business area.
Preparation of business cases and financial models, both for individual business units.
Produce and analyse a quarterly re-forecast for the purposes of managing the profitability as well as strategic glide path of PB.
Produce proposals and manage strategic insights with regard to potentially viable partnerships.
Customer relationships
Create and maintain productive relationships with internal and external clients by providing professional and appropriate advice and assistance.
Keep the client informed about progress through written communication, telephone communications and/or face to face meetings.
Build a positive image by exceeding client expectations at all times.
Treat internal and external customers fairly at all times.
Specific responsibility for the provision of functional financial support and the management of related relationships with strategic external stakeholders.
Personnel management
Development and implementation of the KRA documents for the direct reports.
Development and implementation of the appropriate learning plans for the direct reports.
Performing periodic performance reviews of the direct reports.
Daily management of the respective team.
Take appropriate disciplinary measures for any inappropriate behaviour by direct reports
Treating Customers Fairly and Compliance
Create and maintain productive relationships with internal and external clients by providing advice and assistance.
Create understanding of the ‘real’ versus ‘perceived’ need through experience and expertise while complying with company policies, legislation and regulations.
Keep the client informed about progress through written communication, telephone communications, and/or face-to-face meetings.
Build a positive image by exceeding client expectations at all times.
Treat internal and external customers fairly at all times
Management of Resources
Manage and develop subordinate(s): Performance management in terms of contracting, reviews and poor performers, Training and development, Employee relations.
Manage people efficiencies through leave management, headcount budget, fixed term contracts, staff movements, secondments, staff utilization.
Take appropriate disciplinary measures as required.
Facilitate induction of new staff within one month of joining the organization
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