1 - Management of Resources
? Manage and develop subordinate(s): Performance management in terms of contracting, reviews and poor performers, Training and development, Employee relations
? Manage people efficiencies through leave management, headcount budget, fixed term contracts, staff movements, secondments, staff utilization
? Take appropriate disciplinary measures as required
? Facilitate induction of new staff within one month of joining the organization
? Motivate the team to achieve organisational goals

2 - Strategy Implementation
? Implement strategic plans for the KZN land parcels that aligns with the CPF National Strategy and bank's overall objectives. This involves setting financial and operational goals and determining the best ways to achieve them
? Conduct thorough market research to identify trends, opportunities, and challenges in the property finance sector. Using this information to inform strategic decisions and competitive positioning
? Establish performance metrics to evaluate the success of strategic initiatives. Regularly reviewing and adjusting strategies to ensure they remain effective

3 - Business Development
? Identifying and pursuing opportunities to trade out land parcels
? Creating and executing business development plans to meet objectives
? Conducting thorough research to understand market trends, preparing and delivering presentations to stakeholders
? Forming strategic collaborative relationships with other business units
? Negotiating contracts and terms to secure transactions
? Reporting on business development activities and outcomes to senior management

4 - Region Financial Performance
? Manage and optimise assets to maximise returns. Develop and manage the budget, forecasting future financial performance, and ensuring alignment with the bank's financial objective
? Regularly monitor budget performance against targets, identifying variances, and implementing corrective measures
? Collaborate with various stakeholders
? Ensure adequate liquidity levels are maintained to meet operational needs
? Advise on the allocation of capital to ensure optimal returns and alignment with the bank's strategic objectives
? Develop strategies to increase revenue through enhanced engagement, new opportunities, and cross-selling banking products
? Implement strategies to optimise resource allocation and manage operational costs effectively in the region
? Prepare reports to provide insights into financial performance

6 - Risk Management and Reporting
? Continuously identifying potential risks related to property finance activities, including market, credit, and operational risk
? Develop and implement strategies to mitigate identified risks, establishing controls, and ensuring compliance with regulatory requirements
? Prepare detailed reports for senior management, providing insights into the region's financial performance and operations
? Utilise dashboard to present reports to enable decision making

7 - Client Retention and Management
? Establish strong, long-term relationships with stakeholders
? Attend industry events, seminars, and conferences to connect with potential clients
? Implement systems to gather and analyse feedback. Using this information to make improvements and address any issues promptly
? Monitor market trends and activities to ensure the bank remains competitive