Process
To file and package the given brief under the correct filing system
Source and maintain the library of images and creative material for storage and reference in the correct filing system
Design and maintain the standard/master templates in the correct filing system
Track, handle and maintain records of the elements and time schedules of the multiple projects in the correct filing system
Archiving, filing and cleaning up of final job folder on completion of jobs.
Jobbag and job folder maintenance on work assigned
Obtain manager’s approval on final material before releasing to client .
Consults with client or supervisor to evaluate individual project needs.
Obtain manager’s approval on final material before releasing to print/supplier

Design
Taking responsibility and accountability for all own work given Clients
Give guidance to juniors within the Creative department
Stay up to date with new design trends and supplier innovations
Supply external clients with correct CI elements and information Interpretation
Confirm sizes, specifications and copy requirements
Creative conceptualizing, research and brainstorming for briefs/campaigns
Prepare concepts / proofs to meet the objectives of the brief. With input from Creative
Manager and copywriter or creative team members.
Present final concept, with rationale and recommendations to stakeholders Super impose design on existing images for true representation where needed.
Re-size artwork for different publications and media.
Make requested changes, track changes and adhere to deadlines /critical paths assigned until approval is received
Final layouts to be done in Indesign, supported by Photoshop and Illustrator. Package files to be kept..
Production and repro-ready files of approved design in the correct programmes.
Supplying of correct repro-ready files to supplier, maintaining strong supplier relationships

Quality Assurance
Identify QA steps and manage QA process. Work within the “buddy” signoff system
Validate requirement according to specifications
Facilitate change requests timeously
Adhere to all compliance requirements in terms of the NCA
Review quality of final material before releasing to client or to supplier
Job folder maintenance and filing of all relevant approvals, documents

Campaigns
Participate and provide input into creative brainstorm sessions
Follow through campaigns from briefing, to concept generation to final production
Be aware of display elements and layout in branches in order to design relevant in-branch elements.
Be familiar with internal and external customers in order to implement designs relating to the specific target market
Postmortems of campaigns to identify areas of improvement

Client Relationship (Internal & External)
Consult with client or supervisor to evaluate individual project needs
Maintain working relationship with all clients
Provide creative guidance and rationale to relevant stakeholders
Solving design problems using brainstorming, research and creative collaboration with team members
Be a business liaison and custodian for Corporate identity
Adhere to accepted/negotiated deadilnes

Customer
Create and maintain productive relationships with internal and external clients by providing advice and assistance.
Create understanding of the ‘real’ versus ‘perceived’ need through, experience and expertise while complying with company policies, legislation and relations.
Keep the client informed about progress through written communication, telephone communications and/or face to face meetings
Build a positive image by exceeding client expectations at all times
Treat internal and external customers fairly at all times

Development & Management of Funding Processes
Manage and continually develop the funding processes in order that the Group is adequately funded at all times and remains within the targets set by ALCO
Innovate new funding products that will reduce the cost of funding to the Group
Continually improve and optimise our cash-forecasting model in order to refine the required funding profile of the Group
Develop and maintain working relationships with key market participants
Manage financial markets and credit rating agencies’ perception of the group in order that the Group obtains appropriate credit ratings

Management of Cash and Statutory Reserves
Review the current cash management process for improvement /enhancement
Manage and oversee the cash management process optimally
Develop and implement a strategy for improvement and optimisation of the management of cash reserves
Develop and maintain working relationships with key market participants

Investor Relations
Adhere to regulatory requirements with regard to JSE and Companies Act
Production of financial publications such as SENS announcements and the AIR
Managing investor meetings and road shows
Develop and maintain an investment based research and analytical function.

Management of the ALCO Process
Review the ALCO process and related models for enhancement
Identify opportunities for optimisation and improvement (specifically): Asset and liability duration calculations. Cash flow forecasting model. Asset and liability maturity profile
Manage monthly ALCO meetings and monitor that limits are adhered to and strategies are timeously adhered to

Market Risk Management
Scan the Group, identify and monitor any transactions that expose the Group to market risk (interest rate, forex, equity)
Develop and execute hedging strategies for identified market risks that exceed the Group’s stated risk appetite
Monitor any hedging instruments on an ongoing basis
Develop and maintain working relationships with key market participants

Management of resources (budget and people)
Develop and manage budget for Treasury function
Attract and recruit resources to manage and achieve function delivery
Facilitate induction of new staff within one month of joining the organisation
Identify and develop top talent to facilitate talent management for the Group
Meet Employment Equity targets and initiatives as set in the EE Plan for Treasury Function
Manage and develop subordinates: Performance management, Training and development, Employee relations
Manage people efficiencies through leave management, headcount budget, fixed term contracts, staff movements, secondments, staff utilisation
Take appropriate disciplinary measures for any insubordination by staff

Treating Customers Fairly and Compliance
Create and maintain productive relationships with internal and external clients by providing advice and assistance
Create understanding of the ‘real’ versus ‘perceived’ need through experience and expertise while complying with company policies, legislation and regulations
Keep the client informed about progress through written communication, telephone communications, and/or face-to-face meetings
Build a positive image by exceeding client expectations at all times
Treat internal and external customers fairly at all times

Optimise the Balance Sheet
Ensure that underwriting models calculate the cost of funding, capital and liquid assets accurately;
Identify opportunities to increase profits and / or reduce risk weighted-assets by influencing investment or funding decisions / structures;
Ensure accurate forecasting of capital requirements;
Ensure accurate forecasting of all prudential ratios;
Maximise the value from ALM reporting systems;
Identify opportunities for optimisation and improvement (specifically): Asset and liability duration calculations. Cash flow forecasting model. Asset and liability maturity profile
Attend monthly ALCO meetings to add value and also monitor adherence to limits;
Work in close collaboration with Treasury, Integrated Financial Planning as well as Group Financial Reporting.

Produce ICAAP and Recovery Plan documents for the Group
Co-ordinate and project manage the various inputs required from other departments;
Obtain necessary sign-offs from Exco, Alco and GRCMC during the process;
Leverage off the input from external consultants in order to produce a document that is robust and takes into account the latest developments in the industry;
Present to the Board and obtain it’s sign-off;
Present to the SARB, including the Prudential Authority;
Incorporate any feedback from the SARB into iterations of the plans.

Regulatory Returns
Ensure the production of all SARB regulatory returns in compliance with the Banks’ Act, the SARB Act and the appropriate regulations;
Design and maintain processes that ensure the accuracy of all regulatory returns and alignment with the various financial reports;
Automation of the processes utilised in the production of the regulatory returns in order to minimise errors and time involved in the production of the returns;
Facilitate the monthly sign-off of the returns;
Add value to the business by exploring the practical implications of the prudential ratios;
Produce an insightful Pillar III risk report on a quarterly basis;
Ensure the timeous approval of the Pillar III report by the Board;
Facilitate both the internal and the external auditing of the regulatory reports as well as the Pillar III report.

Own the relationship with the Prudential Authority
Act as the gate keeper to ensure follow up of all correspondence with the PA;
Arrange regular meetings with the PA to ensure that their concerns are addressed pro-actively;
Communicate any concerns to the CFO pro-actively;
Ensure that the relationship between the Bank and the PA is actively managed and monitored.

Evaluation of new business proposals
Evaluate new business proposals from a capital and risk-adjusted return perspective;
Monitor and calculate risk-adjusted returns for existing business initiatives.

Treating Customers Fairly and Compliance
Create and maintain productive relationships with internal and external clients by providing advice and assistance
Create understanding of the ‘real’ versus ‘perceived’ need through experience and expertise while complying with company policies, legislation and regulations
Keep the client informed about progress through written communication, telephone communications, and/or face-to-face meetings
Build a positive image by exceeding client expectations at all times
Treat internal and external customers fairly at all times

Management of Resources
Manage and develop subordinate(s)
Performance management in terms of contracting, reviews and poor performers
Training and development
Employee relations
Manage people efficiencies through leave management, headcount budget, fixed term contracts, staff movements, secondments, staff utilization
Take appropriate disciplinary measures as required
Facilitate induction of new staff within one month of joining the organization

ABC Programme Governance
Embedding compliance with Anti-Bribery and Corruption (ABC) laws, regulations, business principles and rules of conduct in every aspect of the organization.
Establishing and maintaining effective ABC compliance and integrity risk management and control systems, including identification of risks, monitoring and reporting.
Promoting and stimulating a culture of integrity, its businesses and employees, including creating awareness regarding compliance with internal policies and standards. Providing practical advice regarding fraud, ABC and/or sanctions matters to the business
Monitoring developments, typologies and standards in the area of ABC
Further developing ABC programme and ensuring that policies are up-to-date
Support and co-ordinate senior management focus on and promote a culture of awareness of anti-bribery and corruption throughout the organisation.
Conduct due diligence measures and ongoing monitoring of agent and intermediary arrangements
Ensure that the programme and related policies are approved by relevant governance committees
Providing timely advice to the organization on relevant changes in the regulatory environment and the impact on its operations.
Develop and oversee systems and controls regarding anti-bribery and corruption.
Be the key contact for all activity relating to anti-bribery and corruption.
Ensure that senior management, boards, and audit committees have mechanisms in place for effective oversight of ABC programs

ABC Risk Assessment
Contributing to risk assessments by helping to identify bribery and corruption risks and mitigating measures
Conduct appropriate risk assessments and take a risk-based approach to anti-bribery and corruption.
Assessing potential bribery & corruption risks that may come up in the Know Your Customer (KYC) and procurement processes
Liaise and coordinate with different stakeholders across business to ensure that the ABC risk assessment is comprehensive
Considering recent and upcoming events that may impact on the risk assessment (e.g. an acquisition/new joint venture; a move into a new business area or geography).
Maintaining a tracker of changes to the risk assessment, summarising when changes were made, who approved them, why they were made.
Carefully researching what ABC issues other companies in the sector have faced, or which exist in areas or business type the bank operates in.
Identify gaps in existing controls in terms of risks inadequately addressed or for which there are no adequate controls.
Conduct regular Third-party ABC risk assessments and due diligence.
Identify the inherent bribery risks to which the organization could be exposed according to the nature and location of its activities.

Monitoring and Reporting
Risk-based monitoring or testing of employee activity to detect instances of non-compliance with Policy and procedural requirements.
Ensure that all risks and findings are escalated or reported to senior management and governance committees.
Support audit and testing activities and ensure such activities and the ABC Risk Assessment are timely completed and remediation activities meet with requirements
Escalate issues, including policy deviations to senior management and relevant governance committees
Maintain an accurate incidents and risk register at all times.
Document and maintain an ABC monitoring plan.
Prepare and submit on-going periodic reports to governance committees.
Ensure that business areas are addressing any issues arising from monitoring reports.
Creating and coordinating proper reporting channels for ABC compliance issues

ABC Training and Awareness
Helping raise awareness and conducting training on ABC matters
Develop, maintain and update training materials relating to ABC
Oversee the design, development and delivery of all anti-bribery and corruption related training.
Advise training Department of required training interventions in respect of new or amended laws and regulations, prepare training material as required and monitor educational outcomes
Ensure timely completion of training across all business lines.
Ensure that new or emerging typologies, trends and red flags are communicated to business lines
Sharing compliance expertise with the teams, providing support, guidance and embed the compliance culture.